Where to Sign and What to Write: Step-by-Step Visual Guide to Endorsing Any Cheque
Q1: What happens if I write my signature in the wrong space on the back?
A1: If your signature crosses the boundary line into the institution's clearing stamp area, automated sorting machinery may reject the image. Tellers can sometimes process these manually at a branch desk, but expect settlement delays of up to five business days.
Q2: Can I cross out an incorrect endorsement and rewrite it?
A2: No. Crossing out signatures, drawing arrows, or using correction fluid voids the instrument under anti-alteration standards. If you make a mistake, take the draft directly to your local branch so an operations supervisor can verify and accept the item manually.
Q3: Is it safe to write my full account number on the back?
A3: If presenting the document in person to an authorized teller, including your account number inside a "For Deposit Only" directive helps ensure accurate routing. If sending a cheque by mail, omit the account number or use a secure remote channel, as paper mail theft exposes account figures to criminal networks.