The Costly Mistake Behind Chase Routing Numbers: Why One Wrong Digit Freezes Your Funds
By Alexander Ross
When money moves across international borders, the standard nine-digit ABA routing system does not apply. Foreign banks outside the US banking perimeter cannot resolve Federal Reserve routing numbers directly.
International incoming wires require an eight- or eleven-character Business Identifier Code (BIC), universally known as a SWIFT code. For JPMorgan Chase accounts in the United States, the primary corporate SWIFT code is CHASUS33. Senders transmitting funds from abroad must provide:
- Beneficiary Bank: JPMorgan Chase Bank, N.A., New York, NY
- SWIFT / BIC Code: CHASUS33 (or CHASUS33XXX for generic branch routing)
- Beneficiary Name: Your exact legal name as registered on the account
- Beneficiary Account Number: Your standard Chase checking or savings account number
Unlike European banks operating on the IBAN standard, US financial institutions do not issue IBAN strings. Supplying the international wire SWIFT code alongside your standard account number satisfies international bank compliance requirements without secondary routing codes.
Alexander Ross has covered the video game industry for a decade, writing deep dives on game design, esports tournaments, VR developments, and gaming culture.
